🏦 Banking & Finance
Any PUC stream · after SSLC (Class 10) · listed under PUC Commerce
Duration
3–4 Years
Entrance Exam
CUET / college merit (IBPS or RBI exams come later, for the job)
Degree
B.Com / BBA, then a recruitment exam
Job Roles
8 mapped
Who can apply
Passed 2nd PUC / Class 12 in any stream for the degree. Bank officer recruitment needs a completed degree in any discipline.
The journey, step by step
SSLC through to leadership.
Your route
- Class 10SSLC
- PUC — any stream2 years
- B.Com / BBA, then a recruitment exam3–4 Years
- Bank POfirst job
Or, after a degree: IBPS PO, SBI PO and RBI Grade B exams after a bachelor degree in any discipline — the degree can be in any subject, not only commerce
Common ways in:B.Com / BBABBM (Business Management)
- 1Foundation · 1 Year🎓 SSLC — Class 10Finish Class 10. Your marks decide which colleges and subject combinations are open to you next.
- 2Stream Selection · 2 Years📊 PUC — any streamTwo years of pre-university study in any stream — Science, Commerce or Arts all qualify. This guide lists the course under Commerce. This is where you prepare for the entrance exam.
- 3Entrance Exam · Exam year📝 CUET / college merit (IBPS or RBI exams come later, for the job)Entry to B.Com / BBA, then a recruitment exam is through CUET / college merit (IBPS or RBI exams come later, for the job). CUET UG is run by National Testing Agency (NTA) and leads to Central and participating universities for BA, B.Sc, B.Com and more. Dates change every year — always confirm on the conducting authority's official portal.
- 4Degree · 3–4 Years📘 B.Com / BBA, then a recruitment examBanking & Finance: 3–4 Years. You can specialise in Retail Banking, Investment Banking, Risk Management, Wealth Management and more.
- 5First Job · After graduating💼 Bank POCommon starting roles include Bank PO, Investment Banker, Financial Analyst.
- 6Higher Studies · Optional🎯 MBA FinanceYou can continue with MBA Finance, CFA (USA), FRM.
- 7Research · 3–5 Years for a PhD🔬 PhD in banking and financePhD in banking and finance · Financial markets research · CFA / FRM certification · Credit risk modelling
- 8Government Route · Exam-based🏛️ IBPS PO / SOIBPS PO / SO · RBI Grade B · SEBI Grade A · NABARD Grade A · Cooperative bank officer
- 9Entrepreneurship · Any time🚀 Financial advisory firmFinancial advisory firm · Insurance / mutual-fund distribution · FinTech startup
- 10Leadership · Long term⭐ Branch HeadBranch Head · Regional Manager · Chief Risk Officer
Entrance exams & admission
CUET / college merit (IBPS or RBI exams come later, for the job)
Take a B.Com, BBA or Economics degree first. Bank jobs are then filled by exam: IBPS PO and Clerk for public sector banks (ibps.in), and separate exams for RBI Grade B (rbi.org.in), SEBI Grade A and NABARD.
Check exam details and official portals →What it costs to get there
Indicative total tuition for the whole course in Karnataka
Government seat
₹20,000–60,000
about ₹10,000 a year
Private / management seat
₹1.5–6L
about ₹93,750 a year
Tuition for the B.Com or BBA degree. The recruitment exams that follow (IBPS, SBI, RBI) charge only small application fees.
Fees change every year and differ by college — confirm with the college before paying. Scholarships can cover much of this.
Job roles and salary ranges
Salary figures are indicative annual ranges, not guarantees.
What you can do next
- MBA Finance
- CFA (USA)
- FRM
Any graduate can also go for: Defence Services via CDS · Chartered Accountancy · Cost & Management Accountancy (CMA) · Civil Services (IAS/IPS) · Law (LLB) · Teaching — B.Ed and D.El.Ed · Physical Education & Sports (BPES / B.P.Ed)
Research routes
- ›PhD in banking and finance
- ›Financial markets research
- ›CFA / FRM certification
- ›Credit risk modelling
Government jobs
- ›IBPS PO / SO
- ›RBI Grade B
- ›SEBI Grade A
- ›NABARD Grade A
- ›Cooperative bank officer
Start your own
- ›Financial advisory firm
- ›Insurance / mutual-fund distribution
- ›FinTech startup
Senior roles later
- ›Branch Head
- ›Regional Manager
- ›Chief Risk Officer
Specialisations
- ›Retail Banking
- ›Investment Banking
- ›Risk Management
- ›Wealth Management
Where it is taught
- ›Shri Ram College of Commerce Delhi
- ›Christ University Bengaluru
- ›St Josephs University Bengaluru
- ›IIM Bangalore (MBA later)
Where these facts come from
IBPS / RBI recruitment; UGC commerce curriculum
Find a college for this course
Explore the directory, then confirm eligibility, fees and available seats with the college.
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